Medical Science

Posts Tagged ‘Medical Science’

Antiaging Research and Medical Science

There are many who identify antiaging research as simply cosmetic; at the same time there are serious medical research programs which work toward finding the right weapon to fight aging; not only from a cosmetic point of view but also from a health point of view. A breakthrough in this aspect would not only help in improving looks, but also slowing down diseases and the dilapidating effects of old age.

Stem Cells as a Medical Breakthrough

Stem cells are cells that come from the umbilical chord of a mammal. These cells have a wonderful way of “becoming” whatever it is you would want them to turn into. There have been many research studies carried out on the regeneration capacities of these cells with some very encouraging results. In many instances it has been found that stem cells can successfully regenerate tissue which has been destroyed due to accidents or diseases, including brain tissue. This breakthrough is almost a miracle.

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Modern life insurance requires the services of many types of experts: investment analysts, actuaries, physicians, lawyers, and many other technically trained people. The physician is essential because his judgment and skill are necessary to determine the insurability of applicants for insurance.

The actual procedure of accepting life insurance risks, usually referred to as “underwriting” involves, however, not only the services of a medical director but also an underwriting executive who in cooperation with the actuary, the medical director, and the statistician determines the rules for the proper classification of risks.

Policyholders are expected to pay a premium commensurate with the class of risks to which they belong. The importance of the physician in the selection of risks for a given insurance policy was appreciated even in the earliest days of term life insurance. Read the rest of this entry »